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Connect AI to Actual Budget for accounts, transactions, and budget balances.
This MCP tool is described as bridging AI/LLM apps to Actual Budget and exposing budget, account, and transaction data. The material shows no required secrets and no declared remote endpoints, but it does execute code locally and handles sensitive financial data; being open source lowers risk, though adoption and maintenance signals are weak.
The material explicitly states that no keys or environment variables are required, and it does not ask for API tokens, account passwords, or other credentials; credential exposure appears limited.
No remote endpoints are declared in the provided facts, and the material does not show data being sent to external services; based on the available material, there is no clear outbound data path.
System checks indicate that this tool executes code. As an MCP tool, that implies normal local process/code execution capability and warrants restricting its runtime environment and callable permissions.
Its stated function is to read/expose Actual Budget accounts, transactions, and budget balances, which are sensitive financial data. There is no evidence of permissions beyond its stated purpose, but it should still be treated as access to sensitive data.
The repository is open source, which is a meaningful risk-reducing factor because the code can be audited. However, it comes from a third-party registry, has no declared license, shows 0 stars, and has unknown maintenance status, so trust and maintenance signals are limited; review the source and dependencies first.
Copy the install command and let the AI configure it · recommended for beginners
No copy-paste install info for "actual-mcp" yet — see the docs or source repo.
Use actual-mcp to fetch my Actual Budget account list and show balances grouped by account type.
A grouped account list with account names, types, and current balances.
Use actual-mcp to extract my transactions from the last 30 days, summarize spending by category, and identify the top 5 largest expenses.
A 30-day transaction summary, spending totals by category, and details of the 5 largest expenses.
Use actual-mcp to check remaining amounts for each budget category this month and flag overspent categories.
An overview of balances for each budget category, with overspent categories clearly flagged.
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