Prioritization Framework

Score each item on:

• Impact: How much does it slow the team down? (1-5)
• Risk: What happens if we don't fix it? (1-5)
• Effort: How hard is the fix? (1-5, inverted — lower effort = higher priority)

Priority = (Impact + Risk) x (6 - Effort)

Output

Produce a prioritized list with estimated effort, business justification for each item, and a phased remediation plan that can be done alongside feature work.

io.github.comil27/debt-payoff-mcp

帮助用户比较雪球法与雪崩法，规划还债周期并估算总利息成本。